Timeless Beauty

Image by ecstaticist via Flickr Life is as fragile as a dewdrop. All we can do is accept this fragility and find ways to lessen the risks and the pain of losing a loved one. One way to protect your family from risks brought by a death in the family or your death as the breadwinner is to buy a life insurance policy for yourself with your family as beneficiaries. The life insurance rate that you will be paying will depend on the range of coverage you wanted. The more coverage, the higher your insurance rate will be. There are two types of life insurance: term life and whole life. Whole life insurance is in effect as long as the insurance policy holder is alive. Term life, on the other hand, is in effect only within specified periods, such as 10 years, 20 years or 30 years. Both types of life insurance can have the same coverage, but will not have the same extra benefits. Extra benefits may include interest earning premiums, which can increase the amount of money the insurance policy o...

Image via Wikipedia Many tourists visit the Philippines during winter and often go to the beach to enjoy the warm sun and the cool water before heading back to their wintry home countries. What most of them do not know is that the Philippines is hardest hit by typhoons during the months of September to January. This combination of strong winds, high waves and tourists on sandy beaches can be fatal for the unprepared. Aside from the standard warnings sent out to travelers, local authorities also make sure they have the necessary facilities and equipment for search and rescue . Search and rescue teams often bring extra devices with them besides the first aid kit materials. One of these devices is the AED , or the Automated External Defibrillator, which is very useful in reviving patients from cardiac arrest. However, despite the preparedness of emergency response teams, there are still many deadly accidents that happen during vacations or the holidays. Safety should start first with se...

Image via Wikipedia I love going to the malls during the Ember months when early Christmas is alive in the Philippines. Lots of sales and discounts going on in some shops. This helps you save money when you have a lot of Christmas shopping to do. Many food and beverage companies make it a point to release promotional products in time for the holidays. They would set up kiosks at the entrances to the supermarkets and entice shoppers to taste the latest wine, milk, coffee, or juice they have. There are also hotdogs, sausages, sandwiches, ham slices, and other food samples that they want you to take a bite of. Just walking around these areas is enough to satisfy your hunger and you don't even have to spend a cent to eat! This is truly one of those money-saving occasions that you should take advantage of during the holidays.

Image by Stuck in Customs via Flickr Life is too unpredictable for promises. You won't know what happens today or tomorrow. All you can do is approximate the events based on what happened yesterday, and then plan what to do in case what we fear will happen happens. This uncertainty is the reason why life insurance exists. Life insurance rates are lower when you set your insurance premiums high. Insurance premiums, in turn, increase as more coverage is added into the plan. The more coverage you include in your life insurance plan, the better protected you will be. However, the problem with too much coverage is that you are not sure you will be using them in the future. A benefit of a full coverage life insurance, on one hand, is lesser premiums for home and auto insurance. Life insurance will cover health and medical coverage in case of accidents or home security problems.

Image via Wikipedia Great beauty rarely comes without a price. Many women have succumbed to Vanity's call and had some parts of their body reconstructed or surgically enhanced to look young and beautiful. One of these body parts is teeth. Many of us have bad experiences with dentists when we were young. This general fear of dentists have led to avoidance of dental checkups as much as possible in our adult lives. Luckily, except for discoloration, few of us have extreme dental problems. Teeth whitening can get rid of discolorations in your teeth caused by drinking coffee or nicotine from smoking. Sometimes people lose one tooth and may need a replacement. Seeing an implant dentist Plano is a good solution for this. Having one's teeth implanted with a replica of one's tooth, shiny and new. If there are several teeth that can not be fixed through a retainer or braces, then an implant is a good solution.