Timeless Beauty

Image via Wikipedia I have learned my lesson with credit cards. Credit card processing was easy. I had an agent do it for me and my approval time was faster than my office mates who signed up on their own. The first time I had one I was so excited. I used it frequently, although I always paid on time. However, I missed payment once and that was when my credit card woes began. Missing out on credit payments and loan payments can cause a lot of problems. The late charges alone are significantly large enough to merit a second look on your credit card bill.

Image by Getty Images via Daylife It's been days since I last went to the grocery. The family needs some new supplies--vegetables, fruits, personal items, snacks, bread, sugar, salt, etc. And I need to have some cash with me. With the intermittent power outages happening lately, it will be difficult to use a cash card or credit card for the digital POS systems at the local supermarket. Problem is: the ATM machines also rely on electricity to run. Talk about technology biting us in the ass. So sometimes I have no choice but to withdraw over the counter at the bank. If only the line was short, it would have been okay to just breeze through the process. Anyways, I am changing banks now. I have just closed my BPI account and I am opening a new one at BDO. I think Edward and I need to open a joint account in preparation for the future. One of the reasons I chose BDO was its accessibility at most major malls and establishments. BDO also operate until after hours and during Sundays, ...